How access works under law
This notice explains how we handle legal access for India and how the rules change with location. If local law allows you to use the service, our terms on data, cookies, notices and record keeping apply to your account from the moment you open it. We
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may keep logs tied to UPI, Paytm, PhonePe or Google Pay activity only so we can match entries to the right account, answer a request and meet legal duties; the payment name itself does not change the rule. Where a request depends on your state or
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another local rule, we follow the stricter requirement we can apply. If the law changes, we update this page and use the latest version for new actions on your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.